All of us have received spiritual or material riches meant to be used for the fulfilment of God's plan, for the good of the Church and for our personal salvation.(Benedict XVI via Vatican Information Service, 7 February 2012)
By contrast, we believe that salvation is entirely of the Lord. We teach that it is all of God. God is both the author and finisher of our salvation.
Hebrews 12:2 Looking unto Jesus the author and finisher of our faith; who for the joy that was set before him endured the cross, despising the shame, and is set down at the right hand of the throne of God.
Philippians 1:6 Being confident of this very thing, that he which hath begun a good work in you will perform it until the day of Jesus Christ:
Christ is the alpha and the omega, the beginning and end:
Revelation 1:8 I am Alpha and Omega, the beginning and the ending, saith the Lord, which is, and which was, and which is to come, the Almighty.
Don't get me wrong. Good works are important, as the pope quoted, the Scriptures say:
Hebrews 10:24 And let us consider one another to provoke unto love and to good works:
Yet it is not by those works that we are saved. As it is written:
Titus 3:5 Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost;
2 Timothy 1:9 Who hath saved us, and called us with an holy calling, not according to our works, but according to his own purpose and grace, which was given us in Christ Jesus before the world began,
Ephesians 2:9 Not of works, lest any man should boast.
Amen, and praise the Lord for his mercy and grace, which endure forever.